FinVise India

As the Indian securities market deals with the uncertainty of a slowing economy, as well as global factors such as the COVID-19 pandemic and the failed oil deal between Saudi Arabia and Russia, investors are finding themselves unsure about what course of action to the tale. There are a lot of triggers for investors to respond to, and most of them end up swinging between the excitement of opportunity and despair of short-term losses. In such a situation, it's easy to make decisions driven by events and emotions, which might not work out in your interest over the long term. We break down the course of action that can work for investors in uncertain times. Stay invested There is always the temptation to hold back on investments when the markets appear to be in a downward spiral. But those who are sitting on the sidelines waiting to invest, or planning to resume their systematic investment plans (SIPs) and other investments once the market improves, are effe...

Hope your Finances are being managed well!!! I want to share a story that tells us about how knowing financial planning is different from actually doing it after knowing. This was way back in April 2010 I r eceived a reference of a young couple both Chartered Accountants with two little kids, well-read, well placed, really knowledgeable and extremely sensible. After a couple of meetings explaining to them about financial planning, what services we offer, doing the financial health check, and exchanging a lot of emails and calls giving away a lot of free advice, they said they could do it themselves. Between them, they agreed they had enough knowledge to handle it. The usual I know all this, I can do it myself, don't see much value add kind of reasons. So this prospect went from being warm to cold and into our mailing list to stay in touch. Then on, it was just the birthday messages and monthly newsletters that kept us connected. The prospect had moved over to Sing...

From offers being rescinded and the date of joining being pushed back to not getting hired at all, the class of 2020 is facing various challenges. "Before COVID-19, we saw growing optimism. Organizations were having forward-looking conversations on potential hiring. All of this has come to a standstill," said Rituparna Chakraborty, co-founder and executive vice-president, TeamLease, an HR solutions provider. ? New graduates may take longer to get jobs, find fulfilling profiles and become financially independent, and even longer to support families. They may also struggle with paying off expensive student loans," said Deepali Sen, founder partner, Srujan Financial Advisers. If you're in the same boat, here are some survival strategies for you. Deal with that loan If you've taken a fat education loan to pursue that course and are unable to bag the job you were expecting to, you may be in a bind. But settling this issue should be you...

I remember my friend Rohan (the last one from my college group who got married just last year) and his happiness when he announced (in May 2019) that he was going to get married in December 2019. Initially, for him, it was like he just couldn’t wait for these months to get over and be married. And then on the penultimate day of his marriage, suddenly, I found him developing cold feet. Rohan was not sure whether he was (still) prepared for marriage or not – can you imagine this?? We (his other batchmates) were celebrating the first decade anniversary of our respective marriages and here goes Rohan who thinks he’s still early.. Finally, when he turned to me to share my experience, I just had one sentence for him – Just do it and experience the journey for yourself. Although I could have given him loads of gyaan (some self-acquired and some borrowed), I refrained myself as it was important for him to first start and then understand his own adventure and thrill-filled journey, otherwise c...