FinVise India

  “Wealth is not just about money; it’s about legacy.” In India, discussions around wealth are often focused on accumulation—earning, saving, and investing. However, what is often overlooked is what happens to that wealth once we’re gone. Who manages it? Who benefits from it? Will it be preserved or squandered? These questions form the foundation of estate planning and building generational wealth. This chapter explores how Indian families can use trusts, wills, and succession planning to preserve and transfer wealth to future generations without unnecessary legal hurdles or emotional disputes. 1. Why Generational Wealth Matters Generational wealth is the financial legacy you leave for your children, grandchildren, and beyond. In the Indian context, generational wealth often includes: Family businesses Real estate Gold and jewellery Investments in mutual funds, FDs, PPF, EPF Life insurance Agricultural land and ancestral properties However, lack of proper est...

  Money. It’s one of those things we all think about but rarely talk about openly. Ever stop to wonder what your relationship  with money looks like? Is it healthy, toxic, complicated—or all of the above? For me, it wasn’t love at first sight. In fact, for most of my life, money was a source of stress, confusion, and even shame. But like any relationship, it evolved. And with time, patience, and a few wake-up calls, it turned into something far more empowering. Let’s unpack this journey. Childhood Experiences Shape Financial Mindsets Lessons We Learn From Our Parents Growing up, I watched my parents stretch every dollar. They were hard-working but constantly worried about bills. I internalized that money was scarce  and needed to be hoarded or feared. The Scarcity vs. Abundance Mindset It wasn’t until adulthood that I realized I was living in survival mode. I was afraid to spend yet spent impulsively out of rebellion. Switching from a scarcity mindset to an abundance one ...